Terms of Service

What the Service is

The Service is a software tool that helps Colorado businesses organize, track, and document compliance obligations. It matches obligations to your business based on your inputs (entity type, industry, employee status, city, AI use), helps you record evidence of compliance, and sends email reminders.

What the Service is not

The Service is not legal, tax, accounting, or licensing advice. We are not your lawyer, accountant, or licensing consultant. The information surfaced through the Service is general in nature and may not apply to your specific circumstances.

Critical compliance steps — interpretation of regulations, confirmation of filing requirements, dispute response, tax position decisions — should be confirmed with qualified counsel. We make no guarantee that the Service identifies every obligation applicable to your business, that any obligation it identifies is required, or that any reminder schedule matches your actual filing deadlines.

Your account

You are responsible for keeping your account credentials private and for all activity that happens under your account. The workspace owner is responsible for who they invite into the workspace. If you believe your account has been compromised, email team@efcompliance.com so we can help you secure it.

Acceptable use

You may not:

• Resell, sublicense, or rent the Service.
• Use the Service to violate the law or any third party's rights.
• Run automated scrapers, headless crawlers, or other bulk tooling against the Service except for legitimate calendar-feed subscription clients (Google Calendar, Outlook, Apple Calendar).
• Attempt to access another tenant's data or to bypass our access controls.
• Upload content that infringes third-party rights or contains malware.

We may suspend or terminate accounts that violate this section.

Billing

Paid plans bill in advance on a recurring basis through Stripe. By starting a subscription you authorize us to charge your payment method for the recurring fee. Subscriptions auto-renew until cancelled. You may cancel at any time from the Settings page — cancellation takes effect at the end of the current billing period and there are no refunds for partial periods, except where required by law.

We may change pricing for future billing periods on at least 30 days' notice. Continued use after a price change constitutes acceptance of the new price.

Your data

You retain ownership of the data you put into the Service. You grant us a limited license to host, display, and process that data only as needed to provide the Service to you. We don't use your data to train external AI models. See our Privacy Policy for details on collection, storage, and your Colorado Privacy Act rights.

Termination

You can cancel your subscription and delete your workspace at any time. We can suspend or terminate your access for acceptable-use violations, non-payment, or where required by law, in which case we'll give you a reasonable opportunity to export your data unless the violation makes immediate suspension necessary.

Disclaimer of warranties

The Service is provided "as is". We don't warrant that it will be uninterrupted, error-free, or that the obligation data is complete or current. To the maximum extent permitted by law, we disclaim all implied warranties, including merchantability and fitness for a particular purpose.

Limitation of liability

To the maximum extent permitted by law, our total liability for any claim arising from your use of the Service is limited to the amount you paid us for the Service in the 12 months preceding the claim, or US$100 if you paid us nothing. We are not liable for indirect, incidental, consequential, or special damages, including lost profits, lost data, or regulatory penalties or fines, even if we were advised of the possibility.

Governing law

These Terms are governed by the laws of the State of Colorado, without regard to its conflict-of-laws rules. Any dispute will be brought in the state or federal courts located in Denver, Colorado.

Changes

We may update these Terms as the Service evolves. When we make material changes, we will update the effective date at the top of this page and, if you have an account, notify you by email at least 30 days before the change takes effect (where the change requires it).

Contact

E&F Compliance Services LLC
team@efcompliance.com